He’s Never Too Early and He’s Never Too Late

Today everyone in Down Under is celebrating Australia Day.

One of my friends from KK who lives in Victoria with his wife asked me whether I would be celebrating today.

Well I wish I could cos Down Under was my second home. I lived there for more than a decade.

Come to think of it, I do have something to celebrate this day and I have the Lord Almighty to thank. Thank you Lord.

Two days ago I was praying that I would get paid this week for the claim that I made about a fortnight ago.

Last month I paid my ING insurance payment using my SCB credit card and the amount is due at the latest by this Sunday. Since I started using credit card, I have been clearing all my credit card debts at the end of each month. I have never paid interest yet and am not about to start to do that now.

But the problem is I do not have enough cash to clear all the credit card debts. And I would only get my pay cheque at the beginning of next month, which means I would have to pay credit card interest.

That would be a complete irony. On one hand I am investing into insurance but on the other hand I would be charged high interest for my credit card debts. It is not meant to be like this. I do not want to be in this kind of situation.

This morning I was exhilarated when someone delivered my claim. I banked in the cheque today. Hopefully the cheque would clear either tomorrow or Thursday and I can withdraw the balance of the cash that I do not have enough of on Friday and then clear my credit card debts.

My prayer was answered today. Indeed He’s never too early and He’s never too late. He's just on time. PTL!